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Purchasing your first home is a big step that brings major responsibilities. If you’re planning on purchasing your first home in 2015 now is the ideal time to start working toward your home buying goal.

There are many things to consider when you’re planning to buy your first home. It’s important to get your financial resources in order to know what you can afford and also what you’re qualified to purchase. Now is the time to lower your debts and avoid making big purchases that can impact your credit score and debt-to-income ratio. It’s also good to account for the hidden costs of home ownership. Though you may not have to worry about these as a renter you will as a buyer. Hidden costs can include closing costs, home owner’s insurance, home maintenance fees, property taxes, realtor fees and utilities.

Narrow down your target area. Will you have kids going to school or that will attend school in the future? The quality of your local schools is just as important as the ideal location. Consider the safety of the neighborhood and also access to public parks, your job, church, the city and other points of interest. Enlisting the help of a real estate professional who is familiar with the area you’re trying to buy can help you find a new home what is within your budget. Select one based off of their credentials and not because they are a friend of family member.

Plan to purchase your first home with the future in mind. Are you planning to get married and would you like to start a family? Will you have children going off to school or returning to the house after college? Do you have to accommodate for your parents or in-laws in the future? Buying your first home should fit into your five year plan? You don’t want to purchase something today that you will quickly outgrow tomorrow.  The new home in roswell nm community of Clover Meadow’s offers affordable and intimate homes starting from the mid $150’s. This neighborhood is ideally built and priced for couples, families and singles in mind. Homes are either single or two-story floor plans that range from 1,200 to 1,900 square feet.

Clover Meadow provides a unique and wonderful opportunity to own a lovely new home in roswell nm. There are an array of floor plans to suit your needs and lifestyle and there are three quick move-in homes available. Start planning to buy your first home in 2015 by giving Linda Kirk a call today at 575-622-4188.

This post was written by French Brothers.